๐Ÿ“Š Cost of Living Comparison

Chicago vs Scottsdale

Side-by-side cost of living comparison for 2026

Chicago

Illinois
107
Above Average
$310,000
Median Home
$1,700/mo
Median Rent
$62,097
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

๐Ÿ’ก The Verdict

13% cheaper
Chicago is 13% more affordable than Scottsdale. A $75,000 salary in Scottsdale is equivalent to $65,244 in Chicago.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
112
Chicago
162
Scottsdale
Groceries
104
Chicago
103
Scottsdale
Utilities
100
Chicago
96
Scottsdale
Transportation
116
Chicago
103
Scottsdale
Healthcare
101
Chicago
95
Scottsdale

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$86,215
$75K in Chicago โ†’ Scottsdale
$65,244
$75K in Scottsdale โ†’ Chicago

See exact take-home pay: Illinois salaries ยท Arizona salaries

Living in Chicago vs Scottsdale

Housing is typically the biggest factor in any cost-of-living comparison. Chicago has a housing index of 112 while Scottsdale sits at 162 (national average = 100). The median home in Chicago costs $310,000 compared to $580,000 in Scottsdale, a difference of $270,000. Monthly rent follows a similar pattern: $1,700 in Chicago versus $2,000 in Scottsdale.

Groceries and everyday expenses show a narrower gap: Chicago scores 104 while Scottsdale scores 103. Both cities are close to the national average for grocery costs.

Healthcare costs in Chicago (101) are higher than Scottsdale (95). Both are close to the national average.

Median household income in Chicago is $62,097 compared to $92,298 in Scottsdale. When adjusted for cost of living, income goes further in Chicago.

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