Side-by-side cost of living comparison for 2026
11% cheaper
Phoenix is 11% more affordable than Hartford. A $75,000 salary in Hartford is equivalent to $66,964 in Phoenix.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Connecticut salaries · Arizona salaries
Housing is typically the biggest factor in any cost-of-living comparison. Hartford has a housing index of 121 while Phoenix sits at 102 (national average = 100). The median home in Hartford costs $215,000 compared to $350,000 in Phoenix, a difference of $135,000. Monthly rent follows a similar pattern: $1,200 in Hartford versus $1,400 in Phoenix.
Groceries and everyday expenses show a notable difference: Hartford scores 106 while Phoenix scores 99.
Healthcare costs in Hartford (114) are higher than Phoenix (95).
Median household income in Hartford is $40,068 compared to $57,459 in Phoenix. When adjusted for cost of living, income goes further in Phoenix.
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