Side-by-side cost of living comparison for 2026
10% cheaper
Houston is 10% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $67,290 in Houston.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Houston has a housing index of 89 while Springfield sits at 106 (national average = 100). The median home in Houston costs $250,000 compared to $230,000 in Springfield, a difference of $20,000. Monthly rent follows a similar pattern: $1,400 in Houston versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Houston scores 94 while Springfield scores 104.
Healthcare costs in Houston (96) are lower than Springfield (114).
Median household income in Houston is $52,338 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Houston.
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