Side-by-side cost of living comparison for 2026
46% cheaper
Oklahoma City is 46% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $40,278 in Oklahoma City.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Oklahoma salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Oklahoma City sits at 68 (national average = 100). The median home in Jersey City costs $540,000 compared to $195,000 in Oklahoma City, a difference of $345,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,000 in Oklahoma City.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while Oklahoma City scores 95. Both cities are close to the national average for grocery costs.
Healthcare costs in Jersey City (106) are higher than Oklahoma City (92).
Median household income in Jersey City is $80,820 compared to $55,458 in Oklahoma City. When adjusted for cost of living, income goes further in Oklahoma City.
Amazon affiliate links