Side-by-side cost of living comparison for 2026
43% cheaper
Sioux Falls is 43% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $43,056 in Sioux Falls.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · South Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Sioux Falls sits at 80 (national average = 100). The median home in Jersey City costs $540,000 compared to $265,000 in Sioux Falls, a difference of $275,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,100 in Sioux Falls.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while Sioux Falls scores 97. Both cities are close to the national average for grocery costs.
Healthcare costs in Jersey City (106) are higher than Sioux Falls (101). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $61,714 in Sioux Falls. When adjusted for cost of living, income goes further in Sioux Falls.
Amazon affiliate links