Side-by-side cost of living comparison for 2026
40% cheaper
Spokane is 40% more affordable than Jersey City. A $75,000 salary in Jersey City is equivalent to $45,370 in Spokane.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Jersey salaries · Washington salaries
Housing is typically the biggest factor in any cost-of-living comparison. Jersey City has a housing index of 249 while Spokane sits at 94 (national average = 100). The median home in Jersey City costs $540,000 compared to $310,000 in Spokane, a difference of $230,000. Monthly rent follows a similar pattern: $2,600 in Jersey City versus $1,200 in Spokane.
Groceries and everyday expenses show a notable difference: Jersey City scores 105 while Spokane scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Jersey City (106) are higher than Spokane (102). Both are close to the national average.
Median household income in Jersey City is $80,820 compared to $48,834 in Spokane. When adjusted for cost of living, income goes further in Spokane.
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