Side-by-side cost of living comparison for 2026
56% cheaper
Wilmington is 56% more affordable than Manhattan. A $75,000 salary in Manhattan is equivalent to $33,191 in Wilmington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New York salaries · Delaware salaries
Housing is typically the biggest factor in any cost-of-living comparison. Manhattan has a housing index of 421 while Wilmington sits at 104 (national average = 100). The median home in Manhattan costs $1,150,000 compared to $235,000 in Wilmington, a difference of $915,000. Monthly rent follows a similar pattern: $4,200 in Manhattan versus $1,200 in Wilmington.
Groceries and everyday expenses show a notable difference: Manhattan scores 115 while Wilmington scores 103.
Healthcare costs in Manhattan (112) are higher than Wilmington (106).
Median household income in Manhattan is $93,651 compared to $46,520 in Wilmington. When adjusted for cost of living, income goes further in Wilmington.
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