Side-by-side cost of living comparison for 2026
27% cheaper
Sioux Falls is 27% more affordable than Miami. A $75,000 salary in Miami is equivalent to $54,921 in Sioux Falls.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · South Dakota salaries
Housing is typically the biggest factor in any cost-of-living comparison. Miami has a housing index of 172 while Sioux Falls sits at 80 (national average = 100). The median home in Miami costs $450,000 compared to $265,000 in Sioux Falls, a difference of $185,000. Monthly rent follows a similar pattern: $2,200 in Miami versus $1,100 in Sioux Falls.
Groceries and everyday expenses show a notable difference: Miami scores 108 while Sioux Falls scores 97.
Healthcare costs in Miami (99) are lower than Sioux Falls (101). Both are close to the national average.
Median household income in Miami is $44,268 compared to $61,714 in Sioux Falls. When adjusted for cost of living, income goes further in Sioux Falls.
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