Side-by-side cost of living comparison for 2026
29% cheaper
St. Louis is 29% more affordable than Miami. A $75,000 salary in Miami is equivalent to $53,150 in St. Louis.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Missouri salaries
Housing is typically the biggest factor in any cost-of-living comparison. Miami has a housing index of 172 while St. Louis sits at 72 (national average = 100). The median home in Miami costs $450,000 compared to $175,000 in St. Louis, a difference of $275,000. Monthly rent follows a similar pattern: $2,200 in Miami versus $1,000 in St. Louis.
Groceries and everyday expenses show a notable difference: Miami scores 108 while St. Louis scores 97.
Healthcare costs in Miami (99) are higher than St. Louis (95). Both are close to the national average.
Median household income in Miami is $44,268 compared to $45,782 in St. Louis. When adjusted for cost of living, income goes further in St. Louis.
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