Side-by-side cost of living comparison for 2026
22% cheaper
Phoenix is 22% more affordable than Naples. A $75,000 salary in Naples is equivalent to $58,594 in Phoenix.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Arizona salaries
Housing is typically the biggest factor in any cost-of-living comparison. Naples has a housing index of 180 while Phoenix sits at 102 (national average = 100). The median home in Naples costs $520,000 compared to $350,000 in Phoenix, a difference of $170,000. Monthly rent follows a similar pattern: $2,100 in Naples versus $1,400 in Phoenix.
Groceries and everyday expenses show a notable difference: Naples scores 106 while Phoenix scores 99.
Healthcare costs in Naples (98) are higher than Phoenix (95). Both are close to the national average.
Median household income in Naples is $72,178 compared to $57,459 in Phoenix. When adjusted for cost of living, income goes further in Phoenix.
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