Side-by-side cost of living comparison for 2026
48% cheaper
Spokane is 48% more affordable than San Francisco. A $75,000 salary in San Francisco is equivalent to $38,684 in Spokane.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: California salaries · Washington salaries
Housing is typically the biggest factor in any cost-of-living comparison. San Francisco has a housing index of 327 while Spokane sits at 94 (national average = 100). The median home in San Francisco costs $1,200,000 compared to $310,000 in Spokane, a difference of $890,000. Monthly rent follows a similar pattern: $3,400 in San Francisco versus $1,200 in Spokane.
Groceries and everyday expenses show a notable difference: San Francisco scores 112 while Spokane scores 99.
Healthcare costs in San Francisco (113) are higher than Spokane (102).
Median household income in San Francisco is $119,136 compared to $48,834 in Spokane. When adjusted for cost of living, income goes further in Spokane.
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